论文部分内容阅读
保险资金介入证券市场的具体方法,主要有以下3种:一是保险公司直接入市,充当战略投资者或机构投资者,即保险公司作为机构投资者,直接从事证券投资,或是新的证券投资基金发起时,向保险公司定向配售以及允许保险资金进入二级市场直接买卖基金;二是保险公司间接入市,通过拆借市场或是将资产委托给其他投资主体;三是通过设立证券投资保险基金入市,即由多家保险公司共同设立证券投资保险基金,从事证券投资。从风险和收益并存的角度来看,每一种方式各有利弊,保险资金入市方式的选择应考虑到保险资金的安全性、流动性收益性以及对保险公司的影响等各方面的因素。
Insurance funds involved in the securities market, the specific methods, there are three kinds: First, insurance companies directly into the market, as a strategic investor or institutional investors, that insurance companies as institutional investors, directly engaged in securities investment, or new securities investment Fund launch, directional placement to insurance companies and allow insurance funds to enter the secondary market direct trading funds; Second, the insurance company indirectly into the market, through the borrowing market or the assets entrusted to other investors; Third, through the establishment of securities investment insurance funds into the market , That is, a number of insurance companies jointly set up securities investment insurance funds, engaged in securities investment. From the perspective of coexistence of risks and benefits, each method has its own advantages and disadvantages. The choice of insurance funds to enter the market should take into account factors such as the safety of insurance funds, liquidity profitability and the impact on insurance companies.