近几年来,随着互联网移动技术的应用,特别是智能手机的普及和应用,让互联网金融如雨后春笋般冒了出来,它极大地方便了人们的生活。然而,伴随着互联网金融的兴起,它对我国宏观经济也造成了一定的影响,特别是互联网金融目前还缺乏有效地监管,这也给经济的发展带来一定的风险,国家如何通过相关政策实现对互联网金融的有效监管。 In recent years, with the application of Internet mobile technology, especially the popularization and application of smart phones, Internet finance has mushroomed and it has greatly facilitated people’s lives. However, along with the rise of internet finance, it has also had a certain impact on China’s macroeconomy. In particular, Internet finance is still lacking effective supervision, which also brings certain risks to the development of the economy. How does the country achieve through relevant policies? Effective supervision of Internet finance.