当前中小企业具有广阔的发展前景,是我国国民经济中一支重要的经济支柱,但由于资金有限,抵押能力不足,致使缺乏银行和企业之间沟通的桥梁,最总导致我国中小企业普遍存在融资缺口。本文主要对中小企业融资难的现象进行了具体分析,并提出目前中小企业金融创新的一系列举措。 At present, SMEs have broad prospects for development and are an important economic pillar in the national economy of our country. However, due to limited funds and lack of mortgage capacity, SMEs lack a bridge to communicate between banks and enterprises, which has led to the prevalence of financing for SMEs in China gap. This article mainly analyzes the difficulty of SME financing, and puts forward a series of measures for SME financial innovation at present.