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目前,包括保险销售人员、专业保险中介公司、以银邮机构和车商为代表的保险兼业代理机构等在内的保险中介渠道,已经发展成为保险行业最为重要的渠道来源,保险公司委托销售已成为主流。由于保险中介委托销售的特性、市场准入的低门槛、保险中介渠道的短期化行为决策等因素,保险公司往往只注重保费的挖掘、不强调对合规的管理,导致保险中介渠道在合规经营方面存在较大的问题。考虑到保险业大量依托保险中介渠道进行销售的现实情况,
At present, insurance intermediaries, including insurance salespersons, specialized insurance intermediary companies, insurance agencies engaging in commercial activities such as silver mail agencies and car dealerships, have become the most important source of channels in the insurance industry. Insurance companies entrust sales Has become the mainstream. Due to the characteristics of commissioned sales by insurance intermediaries, the low threshold of market access and the short-term behavior decision-making of insurance intermediary channels, insurance companies tend to pay attention to the mining of premiums without emphasizing the management of compliance, resulting in the compliance of insurance intermediary channels with compliance There is a big problem in management. Considering the fact that the insurance industry relies heavily on sales channels of insurance intermediaries,