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对于定期储蓄存款,按现行《储蓄管理条例》的规定,凡提前支取的一律按支取日挂牌公告的活期储蓄计息。因此,储户如遇急需用款需提前支取定期储蓄存款时,利息要受到影响,以下两种方法可使定期存款提前支取多受益。 一、储户只需存单数额的一部分时,可办理部分提前支取,暂时用不着的部分存款仍按原存款日、原存单利
For regular savings deposits, according to the current “Regulations on Savings Management”, all those who withdraw in advance shall be accrued interest on current deposits listed on the withdrawal day. Therefore, savers in case of urgently needed funds need to withdraw their fixed deposit in advance, the interest will be affected. There are two ways to benefit from early withdrawal of fixed deposit. First, the depositors only need to deposit the amount of part of the time, can handle some of the advance payment, the temporary needless part of the deposit is still the original deposit date, the original deposit interest