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个人信用档案,就是反映公民在社会活动中信用关系的原始记录,建立个人信用档案制度具有重大的社会意义。市场经济本质上是一种信用经济,市场经济的发展,不仅为我国经济建设的全面发展带来了历史性机遇,而且也为档案事业的发展带来了新的挑战和契机。就目前而言,如何有效地开拓个人信用档案资源,服务改革和发展,是摆在我们面前的一项重要而紧迫的任务。
Personal credit files, is to reflect the original record of citizen credit relations in social activities, the establishment of personal credit file system has great social significance. Market economy is essentially a kind of credit economy and the development of market economy. It not only brings historical opportunities for the all-round economic development in our country, but also brings new challenges and opportunities for the development of the archives. For now, how to effectively develop personal credit file resources, service reform and development is an important and urgent task before us.