猜想1对金融监管提出新的挑战“比特币”是互联网“极客”文化的产物,从虚拟到现实、从游戏到实体、从线上到线下,这种跨越国界的互联网金融产品会以什么样的方式影响世界、影响人们的生活,现在断言为时尚早。但不可否认的是,以“比特币”为代表的虚拟货币会对现行的金融监管提出新的挑战,怎样防范虚拟经济向实体经济过度蔓延,怎样控制互联网虚拟货币对正常金融市场的冲击,也许需要更高的智慧和未雨绸缪的制度建设及政策保障。 Conjecture 1 Raises New Challenges for Financial Regulation “Bitcoins” are the product of the Internet “geeks” culture, from virtual reality to game-to-reality, online-to-offline, across the world Financial products in what way will affect the world, affecting people’s lives, it is too early to assert. However, it is undeniable that the virtual currency represented by “bitcoin” will present new challenges to the current financial regulation, how to prevent the virtual economy from spreading excessively to the real economy, and how to control the impact of the virtual currency on the normal financial market , May need higher wisdom and precautionary system construction and policy support.