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主持人的话:2010年中央“一号文件”对农村金融在“提高农村金融服务质量和水平”的总体要求下强调“针对农业农村特点,创新金融产品和服务方式”。这一要求,正是点到了目前我国农村金融服务的关键。尽管金融管理部门一再强调金融机构应加大对“三农”的支持,将一定比例的县域资金用于当地,但是多年来县域资金外流的状况并未改变,其原因就在于,
Moderator: In 2010, the Central Government underlined the overall requirements of rural finance under the overall requirement of “improving the quality and level of financial services in rural areas” in “focusing on characteristics of agriculture and rural areas, innovating financial products and service modes.” This requirement is precisely the point to the present of our country’s rural financial services. Although financial management departments have repeatedly stressed that financial institutions should increase their support for agriculture, rural areas and farmers so that a certain proportion of county funds will be used locally, the situation of capital outflows over the years has not changed. The reason for this is that,