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随着时代的发展和市场经济的完善,银行承兑汇票已经成为现代经济生活中主要信用支付工具,被越来越多的企业接受和使用,推动了企业间商品流通速度和资金周转速度,在社会经济领域中发挥着巨大的作用。在银行承兑汇票业务日益扩大、经济业务向广度和深度发展的同时,银行承兑汇票作为企业的一种货币性实物资产和融资工具,潜在的风险固然客观存在,但企业在收取和使用银行承兑汇票时的风险不容忽视。企业应当了解银行承兑汇票的风险形式,采取各种风险防范措施,降低银行承兑汇票风险管理,保证资产的安全。
With the development of the times and the improvement of the market economy, bank acceptance bills have become the major credit payment instruments in modern economic life. They have been accepted and used by more and more enterprises to promote the circulation speed of commodities and funds among enterprises. In the society Economic plays a huge role. While the bank acceptance bill business is expanding day by day and the economic business develops to a breadth and depth, the bank acceptance bill acts as a monetary physical asset and financing tool of the enterprise. Although the potential risks exist objectively, the enterprises are receiving and using the bank acceptance bill When the risk can not be ignored. Enterprises should understand the risk form of bank acceptance bills and adopt various risk prevention measures to reduce the risk management of bank acceptance bills and ensure the safety of assets.