论文部分内容阅读
改革开放以来,随着我国农村金融体系的建设以及农村金融市场的开拓,农户资金不足问题已经越来越受到国家的重视和研究,随之兴起的小额农户信用贷款亦成为一种有效的融资模式。但是由于小额贷款的发展时间尚短,在发展过程中出现了种种问题,为了保证小额农贷的发展方向,就要不断地完善农村小型金融机构管理体制和经营体制,加强与党政的沟通协调,推动农业产业结构调整按市场经济规律发展。
Since the reform and opening up, with the construction of China’s rural financial system and the development of rural financial markets, the problem of insufficient funds for rural households has drawn more and more attention and research by the state. With the rise of credit loans for small-scale farmers, it has also become an effective financing mode. However, due to the short development time of micro-loans, various problems have appeared in the development process. In order to ensure the development direction of small-sum agricultural loans, we must continuously improve the management system and operation system of rural small-sized financial institutions, Communication and coordination to promote agricultural industrial restructuring in accordance with the laws of the market economy development.