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随着城镇居民医疗保险试点在各地深入推进,我国向实现“人人享有基本医疗保障”的目标又迈进了一大步。然而现阶段,筹资机制、管理体制、待遇支付制度和服务体系等方面的一些问题阻碍了居民医保的平稳运行。在一些地方,甚至有“居民医保待遇不如商业保险、不如新型农村合作医疗”的说法,这给居民医保的参保扩面工作带来一定困扰。那么,我们该如何完善政策、提高城镇居民医保待遇、发展居民医保呢?为此,本刊记者专访了浙江省省级医疗保险服务中心主任胡长恩。
With the pilot medical insurance for urban residents deepening in various places, our country has taken another major step toward realizing the goal of “enjoying basic medical security for all”. However, at this stage, some problems in fund-raising mechanism, management system, payment system for treatment and service system have hindered the smooth operation of residents’ health insurance. In some places, some people even think that “medical insurance for residents is not as good as commercial insurance and not as good as new-type rural cooperative medical insurance.” This brings some troubles to the residents’ health insurance coverage expansion. So, how should we improve the policy to improve the treatment of urban residents Medicare it? And development of resident health insurance? To this end, the reporter interviewed director of Zhejiang provincial medical insurance service Hu Chang-en.