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当前,需从调整信贷规划设计思路入手,优化农村信贷总量结构,完善县域法人信贷调控,保障“三农”的信贷投入,助推农村经济平稳健康发展自2012年以来,我国连续三年实施稳健的货币政策,央行通过运用合意新增贷款规划来保持货币信贷平稳适度增长。如何在执行信贷调控政策与保持信贷合理增长中寻求平衡,从而更好地发挥支持“三农”发展的作用,是一个值得重视的问题。
At present, we should start with the adjustment of credit planning and design ideas, optimize the structure of total rural credit, improve the credit control of legal persons in the county and guarantee the credit input of “agriculture, rural areas and farmers”, and help the rural economy develop smoothly and steadily. Since 2012, In order to implement a prudent monetary policy, the central bank maintained a steady and moderate growth in money and credit by applying the new loan plan. How to strike a balance between implementing credit control policies and maintaining a reasonable credit growth so as to give full play to the role of development in supporting “agriculture, rural areas and farmers” is a problem worth attention.