财务费用居高不下是当前企业经营过程中的突出问题。除了减少贷款规模或降低贷款利率外,企业还可以考虑利用短期融资券这类融资工具,实现财务费用的降低。本文从短期融资券的概念和优点、发行条件和发行要点讲起,并通过发行实例阐述了短期融资券在企业降低财务费用方面的运用。 The high financial cost is a prominent issue in the current business management. In addition to reducing the size of loans or reducing lending rates, companies can also consider the use of short-term financing instruments such as financing instruments to achieve lower financial costs. This article starts with the concept and advantages of short-term financing bills, issuing conditions and issuing points, and illustrates the application of short-term financing bills in reducing the financial costs of enterprises by issuing examples.