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分析企业偿债能力避免贷款风险发生武华企业转换经营机制后,对银行的信贷管理提出了新的要求。为了避免投放贷款中发生新的贷款风险,在考察贷款企业时要从企业的长期偿债能力和短期偿债能力两方面分析考察。企业长期偿债能力的分析企业长期负债是指偿还期在一年或者超过...
Analyze the debt repayment ability of enterprises to avoid the occurrence of loan risks After Wuhua Enterprises has transformed its operating mechanism, it has put forward new requirements for the bank’s credit management. In order to avoid the occurrence of new loan risks in loan applications, it is necessary to analyze the long-term debt repayment ability and short-term debt repayment ability of the company when examining loan companies. Analysis of long-term solvency of enterprises Long-term liabilities of companies refer to repayment periods of one year or more...