信用证是最常见的国际贸易结算方式,信用证在我国对外经济贸易中的作用日益重要。但是由于银行在信用证结汇中只对单证作表面的审查,而不审查货物,就使得一些不法商人有机可乘,利用信用证的这一特性进行诈骗活动。本文简要分析了信用证的特点、信用证欺诈产生的原因,对如何进行有效的法律救济作了初步的研究。 Letter of credit is the most common way of settlement of international trade, letter of credit in our country’s foreign economic and trade role is increasingly important. However, due to the banks in the letter of credit settlement only documents on the surface of the review, without reviewing the goods, it makes some unscrupulous traders take advantage of the characteristics of letters of credit fraud. This article briefly analyzes the characteristics of the letter of credit, the reasons for the credit fraud, made a preliminary study on how to carry out effective legal remedies.