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最大诚信原则是保险法中的一项基本原则,最早在英国保险法中得到确认,随着保险业的不断发展变化,最大诚信原则的内涵和外延受到了世界各国立法和司法的承认。一直以来,是否将此概念引入到我国的相关立法中,不同学者之间有着很大的争议。本文重点分析了最大诚信原则的含义、内容,并结合我国目前的法律相关规定,对最大诚信原则的完善进行了相关探讨。
The principle of utmost good faith is a basic principle in insurance law, which is first recognized in the UK Insurance Law. With the continuous development and changes in the insurance industry, the connotation and denotation of the principle of maximum integrity have been recognized by the legislation and judicature of all countries in the world. All along, whether to introduce this concept into the relevant legislation of our country has great controversy among different scholars. This article focuses on the meaning and content of the principle of maximum integrity, and discusses the perfection of the principle of maximum integrity in light of the current relevant laws in our country.