国有商业银行基层机构的调整与改革●林碧峰一、调整营业网点布局逐步改变以行政区域来设置机构的网点布局现状，以市场为导向，以效益为尺度，把银行机构向人流、物流、资金流、信息流高度集中的中心城市和经济发达地区相对集中。二、按业务量重组机构根据业务量大小来决... The adjustment and reform of state-owned commercial banks grassroots institutions ● Lin Bifeng First, the gradual change in the layout of business outlets to adjust the administrative regions to set the status of institutional outlets, market-oriented, efficiency as a yardstick, the banking institutions to the flow of people, logistics, capital flow , Central cities with highly concentrated information flows and relatively concentrated areas with economically developed areas. Second, according to the volume of business restructuring agencies according to the size of the business ...