近年来,我国民间借贷活动发展迅猛,虽然一定程度上缓解了部分中小企业资金需求,提高民间资金流通效率,但与其相伴的法律风险也日益凸显,引发的民间借贷纠纷也越来越多,甚至酿成非法集资犯罪案件,严重影响社会稳定。本文将研究民间借贷的风险及相应的管控对策。 In recent years, the rapid development of China’s private lending activities, although to some extent to ease the funding needs of SMEs to improve the efficiency of non-governmental funds, but accompanied by the legal risks have become increasingly prominent, causing more and more private lending disputes, or even Cause illegal fund-raising crimes, seriously affecting social stability. This article will study the risks of private lending and the corresponding management and control measures.