由于中小企业自身的经营特点,以及我国当前金融体系的不健全,导致中小企业很难从商业银行体系或资本融资。本文通过分析开发性金融的内涵以及开发性金融支持中小企业发展的现状,提出了开发性金融缓解中小企业融资缺口的现实依据。 Due to the management characteristics of SMEs and the imperfect current financial system in our country, it is very difficult for SMEs to finance from the commercial banking system or capital. By analyzing the connotation of development finance and the status of development finance supporting the development of small and medium-sized enterprises, this paper puts forward the realistic basis for development finance to ease the financing gap for SMEs.