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近年来,随着移动互联网的飞速发展,货币市场也受到直接影响,各类互联网金融理财产品应运而生,不断改变人们的理财习惯。现阶段,虽然互联网金融理财发展迅猛,但由于准入门槛低,监管不完善等原因,我国互联网金融理财产品还存在诸多市场风险,本文将结合互联网金融理财产品的发展现状,分析其面临的市场风险,探讨今后互联网金融理财产品应对风险的发展建议。
In recent years, with the rapid development of mobile Internet, the money market has also been directly affected. Various types of Internet financial management products have emerged and the people’s financial habits have been constantly changed. Although Internet financial management is developing rapidly, due to low entry barriers and imperfect supervision, there are still many market risks in China’s Internet financial management products. Based on the current status of Internet financial management products, this article analyzes the market faced by Internet financial management products Risk, explore the future development of Internet financial products to deal with the risk of financial advice.