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随着产权制度改革的一步步深入,我国商业银行,尤其是国有四大银行的经营管理目标也在悄然发生变化,即可能不再像国有独资企业那样为国家承担众多的社会责任,而是把追求自身利润最大化或者投资者的利益最大化作为首要目标。本文通过对中外企业社会责任理论和实践的讨论与思考,以及与国外先进银行的比较,指出我国商业银行在履行社会责任方面存在的不足及原因,并提出了相应的政策建议。
With the deepening reform of the property right system, the management objectives of commercial banks in our country, especially the big four state-owned banks, are also changing quietly, that is, they may no longer bear the same social responsibility as the state-owned enterprises. Instead, The pursuit of maximizing their own profits or maximize the interests of investors as the primary goal. This article points out the shortcomings and reasons of our commercial banks in fulfilling their social responsibilities and puts forward the corresponding policy recommendations by discussing and thinking about the theory and practice of corporate social responsibility in China and other countries and comparing with the advanced foreign banks.