保险交易成本 对保险市场效率的影响 交易成本又称交易费用,可以看成是一系列制度成本,它包括信息成本、谈判成本、界定和控制产权的成本、监督成本和制度结构变化的成本等。保险交易成本实际上也就是保险制度的成本。 保险交易成本可以按照交易的种类进行划分。(1)买卖的交易即平等主体之间的交换关系;(2)管理的交易即上下级之间的命令 The Impact of Transaction Costs on the Efficiency of Insurance Markets Transaction costs, also known as transaction costs, can be viewed as a series of system costs that include information costs, negotiation costs, costs of defining and controlling property rights, monitoring costs, and the costs of changes in institutional structures. Insurance transaction costs are actually the cost of the insurance system. Insurance transaction costs can be divided according to the type of transaction. (1) trading transactions that the equal relationship between the exchange of subjects; (2) the management of the transaction that is, between orders