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P2P网贷在我国金融体系中的地位越来越重要,P2P平台风险评价指标体系的构建是评价和监控P2P平台风险的基础工作。P2P平台的风险类型可以划分为政治与法律风险、市场风险、技术操作风险、运营风险、财务风险五大类。基于对风险类型的进一步细分,运用故障树和层次分析法相结合的办法,构建出一套适用于P2P平台风险管理过程中使用的评价指标体系,并进一步说明了在使用评价指标体系时应注意的问题。
The status of P2P network loan in our financial system is more and more important. The construction of P2P platform risk assessment index system is the basic work to evaluate and monitor the risk of P2P platform. P2P platform, the risk types can be divided into political and legal risks, market risk, technical operational risk, operational risk, financial risk five categories. Based on the further subdivision of risk types, a set of evaluation index system suitable for use in risk management of P2P platform is constructed by the combination of fault tree and AHP, and further indicates that we should pay attention to the use of evaluation index system The problem.