保险合资制度面临的问题制度是一种约束特定行为的规则。制度必须坚持公平和效率的原则,其中公平是最重要的。任何制度如果对于相同的行为实行不同的约束规则,这种制度就是不公平的,也就是存在制度缺陷。我国中外合资寿险公司的组织形式就面临这样的问题。首先,我国《保险法》? The system of problems the insurance joint venture system faces is a rule that binds specific actions. The system must adhere to the principle of fairness and efficiency, of which equity is the most important. If any system imposes different restraint rules on the same behavior, the system is unfair, that is, there are institutional defects. China’s joint venture life insurance company’s organizational form is facing such a problem. First of all, our “Insurance Law”?