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改革开放后,在市场经济大潮的滋润下,中小企业如雨后春笋般不断涌现,但是,相对封闭的金融市场与滞后的金融体制以及匮乏的金融产品导致急需资金的中小企业求款若渴,20多年来,贷款难始终与亟待发展的中小企业形影不离。在我国金融市场开放一年多后,贷
After the reform and opening up, thanks to the tide of market economy, small and medium-sized enterprises have mushroomed. However, relatively closed financial markets, lagging financial systems and scarce financial products have caused desperate demand for SMEs in desperate need of funds. For more than 20 years Since then, the difficulties in lending have always been inseparable from the urgent needs of SMEs. After China’s financial market opened more than a year, loans