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《汽车贷款管理办法》的出台对促进我国汽车工业的健康发展和培育良好的汽车消费信贷环境、规范汽车贷款业务管理、防范汽车贷款风险、维护借贷双方的合法权益具有重大而深远的影响。文章从《出台汽车贷款管理办法》的原因着手,分析新办法的特点,并探讨有效贯彻执行新办法应解决的几个问题。
The promulgation of the Measures for the Administration of Auto Loans has a profound and far-reaching impact on promoting the healthy development of China’s automobile industry and fostering a good automobile consumer credit environment, standardizing the management of auto loan businesses, guarding against the risks of auto loans and safeguarding the legitimate rights and interests of both lenders and borrowers. The article starts with the “Management Measures for Car Loans” and analyzes the characteristics of the new measures, and discusses some problems that should be solved in implementing the new measures effectively.