据云南省保山银监分局腾冲办事处统计,截至2004年12月,腾冲银行业边境贸易贷款达26,550万元,占全县贷款总额11.3%,其中边贸木材业贷款达22,802万元,占其边境贸易贷款总额的85.9%。如此高的贷款比例,意味着木材贸易贷款的安全就是整个边境贸易贷款的安全。1999年国家进行了一系列木材进口政策调整,即:原木和锯材实行零关税,且木材进口取消核定公司经营制度,导致木材贸易多样化, According to the Tengchong Office of Baoshan Branch of Yunnan Province, Tengchong’s banking trade border trade loans amounted to 265.5 million yuan, accounting for 11.3% of the total loan amount of the county as of December 2004, of which border trade and timber industry loans reached 228.02 million yuan, accounting for its border 85.9% of total trade loans. Such a high loan ratio means that the security of the timber trade loan is the security of the entire border trade loan. In 1999, the state conducted a series of adjustment policies on timber imports, that is: zero tariffs on logs and sawn timber, and the cancellation of the approved management system of timber imports led to the diversification of timber trade,