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2013年7月初,国务院办公厅发布的《关于金融支持经济结构调整和转型升级的指导意见》明确提出以常规化的方式逐步推进信贷资产证券化。这无疑是2013年中国金融界的一个亮点性事件。起始于上世纪70年代美国的资产证券化,因其为破解金融领域的诸多难题(诸如期限错配、金融脱媒、资本不足、利率和收益风险等)提供了一个有效的途径,此后迅速被欧洲、日本、韩
In early July 2013, the Guiding Opinions on Adjusting, Restructuring and Upgrading Financial Support for Economic Structure issued by the General Office of the State Council clearly put forward that the credit asset securitization should be gradually promoted in a normalized way. This is undoubtedly a highlight of the Chinese financial community in 2013. Asset securitization, which began in the United States in the 1970s, provides an effective way to solve many problems in the financial field, such as maturity mismatch, financial disintermediation, capital insufficiency, interest rate and profit risk, etc. Since then, By Europe, Japan, South Korea