孩子在幼儿园玩耍时受伤,头上缝了三针,花掉治疗费药费350元。因为花销不够儿童社保报销门槛,我只能自掏腰包。这件事提醒了我,是时候重新规划孩子的保险问题了。于是,我向女友们请教。没想到,里面的学问还真不少!罗芳(28岁,电视台记者,孩子1岁):0—3岁的小宝宝绝大多数情况下都有大人 The child was injured while playing in kindergarten, stitched three stitches on his head, and spent 350 yuan for the treatment fee. Because spending less than children’s social security reimbursement threshold, I can only pay for themselves. It reminded me that it was time to re-plan the child’s insurance. So, I ask his girlfriend. I did not expect, there is really a lot of learning! Luo Fang (28 years old, television reporter, child 1 year old): 0-3 year-old baby in most cases have adults