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我国目前施行的住房公积金政策得到了职工的广泛认可。在遵循“个人存储,单位资助,统一管理,专项使用”原则下交纳住房公积金,不仅能够保障职工的福利、维护职工合法权益,更能在客观上加快住房资金的积累、周转以及政策性抵押贷款制度的完善。可以说,当前的住房公积金管理办法与制度在提高职工建房、购房能力以及加速住房制度改革等方面发挥着重要的作用,但同时也存在一些问题,为了使住房公积金制度更加贴近企业实际和满足
China’s current implementation of the housing provident fund policy has been widely recognized by workers. Under the principle of “personal storage, unit funding, unified management, special use ” under the principle of paying housing provident fund, not only to protect the welfare of workers, safeguard the legitimate rights and interests of workers, but also objectively speed up the accumulation of housing funds, working capital and policy Perfection of mortgage loan system. It can be said that the current housing provident fund management methods and systems play an important role in improving staff building, purchasing power and accelerate the reform of the housing system, but there are also some problems, in order to make the housing provident fund system closer to the actual business and meet