美国纳斯达克前主席莫道夫因欺诈行为被逮捕,使得“庞氏骗局”(Ponzischeme)一词被很多中国人所熟悉。“庞氏骗局”意思很简单,就是用后来投资者的钱,为前面投资的人提供回报。只要后来者源源不断,这个游戏就可以一直玩下去。但是,哪里都不可能有无穷无尽的后来者,因此,所有的“庞氏骗局”即使不被拆穿,都必将因资金链条断裂而破产。而在这样的骗局中,最有可能得利的,就是队列中最上端的人,尤其是当他可以逃脱制裁的话。倒霉的,只能是后面跟进的人。或者说,最后跟进的人必定损失惨重。 Former U.S. President Nasdaq Murdoch was arrested for fraud, making “Ponzischeme” a term familiar to many Chinese. “Ponzi scheme ” The idea is very simple, is to use the money investors later, in front of people who provide investment returns. As long as a steady stream of followers, this game can keep playing. However, there is no place for endless succession. Therefore, all “Ponzi schemes” will surely go bankrupt if the funds are broken. And in such scams, the most likely profit is the one at the top of the queue, especially if he can escape the sanctions. Unlucky, only follow-up people. Or, the person who will follow up eventually must suffer heavy losses.