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商业保险公司专业化经营为新型农村合作医疗制度的推广提供了一种合理的依托,二者的结合可以集中并发挥政策性医疗保障和商业性保险运作两者的优势,比较合理的解决农村医疗保障问题。但是由于新型农村合作医疗起步不久,具体实施中必将面临诸多的问题和束缚,需要保险公司和政府相关机构继续深入研究,在实践中加以完善,为建立符合我国农村实际的、适度而高效的医疗保障体系和构建社会主义和谐社会而努力。
The professional management of commercial insurance companies provides a reasonable basis for the promotion of the new rural cooperative medical system. The combination of the two can concentrate and exert the advantages of both policy-based medical insurance and commercial insurance operations, and can rationally solve the problems in rural medical care Security issues. However, due to the fact that the new-type rural cooperative medical service has just started its operation, it will face many problems and constraints during its implementation. It is necessary for insurance companies and government-related agencies to continue to conduct in-depth studies and improve them in practice. In order to establish a moderate and efficient Medical security system and building a socialist harmonious society and work hard.