Work injuries in mines are complex and generally characterized by several factors starting from personal to technical and technical to social characteristics. In this paper, investigation was made through the application of structural equation modeling to study the nature of relationships between the influencing/associating personal factors and work injury and their sequential relationships leading towards work injury occurrences in underground coal mines. Six variables namely, rebelliousness, negative affectivity, job boredom, job dissatisfaction and work injury were considered in this study. Instruments were developed to quantify them through a questionnaire survey. Underground mine work-ers were randomly selected for the survey. Responses from 300 participants were used for the analysis. The structural model of LISREL was used to estimate the interrelationships amongst the variables. The case study results show that negative affectivity and job boredom induce more job dissatisfaction to the workers whereas risk taking attitude of the individual is positively influenced by job dissatisfaction as well as by rebelliousness characteristics of the individual. Finally, risk taking and job dissatisfaction are having positive significant direct relationship with work injury. The findings of this study clearly reveal that rebelliousness, negative affectivity and job boredom are the three key personal factors influencing work related injuries in mines that need to be addressed properly through effective safety programs.