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随着市场开放进程的不断深化,我国农村金触市场的竞争态势已然形成,与此同时随着新的商业银行资本管理办法的出台,对我国商业银行的业务发展模式,也产生了深远的影响,如何从规模扩张式的粗放式发展向以资本效益为先导的集约式发展转变,是所有商业银行面临的一个共同课题。对于农村商业银行而言,这个新课题带来的挑战显得更加迫切和严峻。在我国宏观经济处于
With the continuous deepening of the market opening up process, the competitive situation in the rural financial market has already been formed. Meanwhile, with the introduction of the new commercial bank’s capital management approach, the business development mode of our commercial banks has also had a profound impact How to shift from the extensive expansion of scale to the intensive development led by capital efficiency is a common issue facing all commercial banks. For rural commercial banks, the challenges posed by this new task are even more pressing and severe. In our country, the macro economy is in place