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随着我国新农村建设的大力推进,城市就业压力的不断加大,农民工返乡创业逐渐成为农村劳动力转移的一个新趋势。但农民工返乡创业的过程中存在很多问题,特别是在金融支持方面,直接影响了其创业积极性与创业的成效。本文着眼于我国农村市场的广阔人力资本累积,通过对农民工返乡创业金融支持现状的阐述,首先指出农民工返乡创业的融资困境,然后对存在的问题进行分析,最后在分析的基础上提出具有一定可操作性的对策和建议。
With the vigorous promotion of the new rural construction in our country, the pressure of urban employment is constantly increasing. Migrant workers returning to their hometown have gradually become a new trend of rural labor force transfer. However, there are many problems in the process of migrant workers returning to their hometown, especially in financial support, which has a direct impact on their entrepreneurial initiative and entrepreneurial success. This paper focuses on the accumulation of vast human capital in China’s rural market. Based on the elaboration of the status quo of migrant workers returning home to start their own businesses, this paper first points out the financing predicament of migrant workers returning to their hometown and then analyzes the existing problems. Finally, on the basis of the analysis Put forward some feasible measures and suggestions.