论文部分内容阅读
企业年金集合计划具有规模效应、投资效率较高等优势,是我国目前吸引中小企业参加企业年金,扩大企业年金规模的突破口,但是在企业年金的运作及发展过程中受到现实问题的制约。文章通过分析我国企业年金集合计划的现状并借鉴香港强制公积金制度,提出相应的发展策略与建议。
Enterprise Annuity Aggregation has the advantages of scale effect and high investment efficiency. It is a breakthrough that attracts SMEs to participate in enterprise annuity and enlarge the size of enterprise annuity. However, it is restricted by the practical problems in the operation and development of enterprise annuity. By analyzing the status quo of China’s enterprise annuity plan and drawing lessons from Hong Kong’s system of mandatory provident fund, the article puts forward corresponding development strategies and suggestions.