论文部分内容阅读
中小企业融资难已成其发展关键“瓶颈”。围绕中小企业融资,本文提出融资服务平台独立于金融机构和中小企业,以发挥融资服务、信息服务、担保服务、咨询服务等功能,以江苏省为例,服务平台面临发展结构不平衡、应对风险弱、综合服务水平不高、整体协同效应难发挥等困境,如何进一步发展融资服务平台,文中倡导多方利益主体共建融资服务平台,大力发展行业性融资综合服务网络平台,完善核心主体风险分担机制,建立多层次融资风险补偿机制以及强化政府监管和重视行业自律。
SME financing has become the key to its development “bottleneck ”. Focusing on SME financing, this paper proposes that financing service platform should be independent from financial institutions and SMEs, in order to give play to such functions as financing service, information service, guarantee service and consulting service. Taking Jiangsu Province as an example, service platform is faced with unbalanced development structure and risk Weak comprehensive service level is not high, the overall synergy is difficult to play such plight, how to further develop the financing service platform, the article advocates multi-stakeholder to build financing service platform, vigorously develop industry financing comprehensive service network platform, improve the core risk sharing mechanism , Establish a multi-level financing risk compensation mechanism and strengthen government regulation and emphasis on industry self-regulation.