融资租赁作为近年来快速发展的金融服务模式,具有独特的融物与融资相结合的特质,在满足目前“三农”领域的融资需求方面具有极大的功能优势和发展空间。农业生产者融资困难的主要原因是资产少、经营规模小、缺少抵押物,往往信用积累不足。农业农村基础设施建设,由于投资大、资金回收期长,也存 As a rapidly developing financial service model in recent years, finance leasing has unique characteristics of combining financing and financing and has great functional advantages and room for development in meeting the financing needs of the current “Three Rural Issues”. The main reason for the difficulty of financing for agricultural producers is their lack of assets, small scale of operation and lack of collateral, often resulting in insufficient credit accumulation. Agricultural and rural infrastructure construction, due to large investment, long payback period, but also kept