中资银行应通过进一步优化海外机构布局,构建多元化的产品和服务体系,打造人民币业务经营优势等途径,全方位提升海外市场竞争能力中资银行近几年加快了国际化经营步伐,海外布局基本覆盖全球的主要国家和地区,资产规模大幅增长。但由于中资银行的很多海外机构进入当地市场时间不长,无法深度融入当地市场,市场竞争能力仍有待提高。 Chinese banks should enhance overseas market competitiveness by further optimizing the layout of overseas institutions, building a diversified product and service system, and building the advantages of RMB business operations. Chinese banks have accelerated the pace of international operations in recent years and overseas markets The basic coverage of the world’s major countries and regions, substantial growth in asset size. However, due to the fact that many overseas institutions of Chinese-funded banks have not entered the local market for a long time and can not deeply integrate into the local market, their market competitiveness still needs to be improved.