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构建新型的军人社会保障制度,开展军人死亡、伤残保险、退役养老等社会保险,研究论证军队开展商业性保险业务的可行性,也是军队财务工作“九五”规划的重要内容。军人社会保障体系创新的核心内容一方面是建立军人社会保险制度,其中应建立统一的军人保险机构,以退役养老保险、伤亡保险、医疗保险等国家强制性保险为主,以自愿性保险为辅,为军人提供全面的社会保障,解除军人的实际困难与后顾之忧。另一方面,军事商业保险作为一个新鲜事物,是军人社会保障体系的重要补充,具有十分广阔的发展前景,应在遵循适应性原则和审慎性原则的前提下,确定科学合理的军事商业保险机制,加速商业保险在军队的开展。
It is also an important part of the “Ninth Five-Year” Plan for the military’s financial work that a new type of military social security system be set up and social insurance such as military death, disability insurance, retired retirement pension be developed and the feasibility of conducting commercial insurance business be studied and demonstrated. On the one hand, the core content of the military social security system innovation is to establish a military social security system, in which a unified military insurance institution should be set up, with the mandatory state insurance such as retirement pension insurance, casualty insurance and medical insurance, supplemented by voluntary insurance , Providing the military with comprehensive social security and relieving the military’s actual difficulties and worries. On the other hand, military commercial insurance, as a new thing, is an important complement to the military social security system and has a very bright future. Under the precondition of adaptability and prudence, a scientific and reasonable military commercial insurance mechanism should be established , Accelerate the commercial insurance in the army.