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当前,通河县农村信用社的信贷业务发展很快,但信贷风险也日渐显现,如何加强信贷风险管理,有效防范和化解信贷风险已经成为通河县农村信用社信贷风险管理的重要工作。为了分析农村信用社信贷风险管理状况,结合黑龙江省哈尔滨市通河县农村信用社信贷风险管理现状,运用内外部因素分析法对信用社信贷风险管理进行了分析,得出加强通河县农村信用社信贷风险管理的对策建议。
At present, the credit business of Tonghe Rural Credit Cooperative has been developing rapidly, but the credit risk has also become increasingly apparent. How to strengthen credit risk management and effectively prevent and resolve credit risk has become an important task in the credit risk management of Tonghe Rural Credit Cooperatives. In order to analyze the credit risk management status of rural credit cooperatives and credit risk management of rural credit cooperatives in Tonghe County, Harbin, Heilongjiang Province, the credit risk management of credit cooperatives was analyzed by internal and external factor analysis, Countermeasures and Suggestions on Social Credit Risk Management.