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征信管理暴露出来的问题,往往涉及到银行员工与社会人员内外勾结、民间借贷、公民个人信息买卖等法律法规禁止不可为的情况2013年10月,A商业银行发现辖内某县级支行征信查询数量异常,在短短3个月时间内,查询2万余人次,与该支行业务量明显不符,且被查询人多为异地户籍。A商业银行紧急部署,调集人员,对此进行彻查。案情分析经调查,涉及的“人行个人信用信息基础数据库”异常账户使用人为A商业银行B支行的客户经理王某,由于王某保管不善,该用户名及
The issues exposed by the credit management often involve the banning of unlawful collusion between bank employees and social workers, laws and regulations such as non-governmental loans and the purchase and sale of citizens’ personal information. In October 2013, Commercial Bank of China found that a branch of a county-level branch Inquiries in an unusual number of anomaly, in just three months time, inquiries more than 20,000 people, and the sub-branch traffic was significantly inconsistent, and was queried mostly remote registration. A commercial bank emergency deployment, mobilize personnel, thorough investigation. Case analysis of the investigation, involving “personal credit information base database ” abnormal account user A commercial bank B branch manager Wang, due to poor management of Wang, the user name and