本文提出了我国现阶段房地产开发的一种新的模式——“五权分立”学说,即“政府做地,建筑公司做房,房监所审查,物业公司管理,消费者住房”,并对“五权分立”模式在住房保障中的应用进行了分析。 This paper puts forward a new model of real estate development in our country at present - the theory of “separation of Five Powers”, that is, “the government does the land, the construction company does the house, the house inspection, the property company management, the consumer housing” The analysis of the application of the model of “separation of powers and right” in housing security.