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社会呼唤“通俗保险”,呼唤让百姓读得懂的保险条款。对这一主张,保险界有疑虑: 一曰:作为金融产品,保险条款要严谨,设计时要有一定的规格,因此难免有些晦涩和繁琐。如果使用通俗易懂的大白话,可能留下漏洞被人利用,增大保险公司的经营风险。
Society calls for “popular insurance”, calling for people to read the terms of insurance. On this claim, the insurance industry has doubts: First, as a financial product, the terms of insurance should be rigorous and the design must have certain specifications, so inevitably some obscurity and cumbersome. If you use easy to understand vernacular, may leave loopholes were used, increasing the insurance company’s operating risk.