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去年4月份以来,国家加大了宏观调控力度。此后,企业贷款难的呼声也逐渐高涨,融资难的矛盾进一步凸现,并再度成为经济运行中的热点和难点。本文试图通过对当前中小企业融资难的现象进行理性分析,提出更好的贯彻落实宏观调控政策的对策建议。 一、中小企业贷款难矛盾加剧的原因探析 当前,中小企业贷款的主要状况为:1、中小企业贷款收缩面大,与对规模企业的授信状况形成反差;
Since April last year, the state has stepped up macro-control efforts. Since then, the difficulty of corporate loans has also gradually raised the voice of further financing difficulties highlighted, and once again become the economic operation of hot and difficult. This paper tries to make a rational analysis of the current financing difficulties of SMEs and puts forward some countermeasures and suggestions on how to better implement the macro-control policies. First, the SME loan difficult to intensify the conflict analysis At present, the main status of SME loans as follows: 1, small and medium-sized enterprise loans contracted large, and the scale of corporate credit conditions in contrast;