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随着现在社会的发展以及经济的进步,在很大方面提升了我国的资金约束能力,资本约束的加强对于银行中的信贷供给会产生重要的影响,银行的信贷工具对我国的经济建设以及经济周期变化具有重要的作用。文章主要针对现在的银行资金监管对于信贷供给方面的影响进行分析,利用理论模型的影响分析,在根据银行信贷方式进行相关的论证,逐渐得出相应的结论。根据数据的分析调查显示,银行的资本监管对信贷供给具有重要的影响,但是我国的银行信贷供给还属于发展的初期阶段,所以并没有产生非常严重的影响,但是还是存在很多的隐患。
With the current social development and economic progress, China has greatly improved its financial restraint capacity. The strengthening of capital constraints will have an important impact on the credit supply in banks. The credit facilities of banks will have an impact on China’s economic construction and economy Cycle changes have an important role. The article mainly analyzes the influence of the current banking supervision on the supply of credit, and uses the theoretical analysis of the impact of the model to carry out the relevant argumentation based on the bank’s credit mode, and gradually draws corresponding conclusions. According to the data analysis and investigation, the bank’s capital regulation has an important impact on the supply of credit, but China’s banking credit supply also belongs to the initial stage of development, so it does not have a very serious impact, but there are still many hidden dangers.