近年围绕信用和信用权的理解,学界展开了很多研究。本文在归纳和评述前人观点的基础上,从逻辑、语义和法律角度,给出了新的解释。 In recent years, around the understanding of credit and credit, the academic community started a lot of research. On the basis of summarizing and commenting on the predecessors’ views, this article gives a new explanation from the perspective of logic, semantics and law.