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在互联网“共享经济”浪潮的推动下,各商业银行围绕供给侧改革痛点问题,展开了多种形态的探索。其中,互联网平台服务的搭建铺筑了商业银行脱胎换骨的转型之路。早前,本刊介绍了工行的“e-ICBC”品牌、中行的“中银易商”平台、建行的“善融商务”平台、华夏银行的“平台金融”布局以及农行在“三农”互金平台方面的探索经验。本期“业务创新专题”将重点从集团经营的视角,介绍平台服务在交易、消费、支付等领域的创新思维和落地举措,分析由此带来的商业银行资产组织能力、风险管理能力全
Driven by the tide of the Internet and “shared economy,” various commercial banks launched various forms of exploration around the issue of pain in supply-side reform. Among them, the construction of Internet platform services paved the way for the transformation of commercial banks. Earlier, the magazine introduced ICBC’s “e-ICBC” brand, Bank of China’s “BOC easy” platform, CCB’s “good financial business” platform, Huaxia Bank’s “platform finance” layout As well as ABC’s exploration experience in the “three rural” platform. This issue of “Business Innovation” will focus on the perspective of group management, introducing innovative thinking and landing measures of platform services in the fields of transaction, consumption and payment, and analyzing the resulting assets organization ability and risk management ability of commercial banks all