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为鼓励金融机构加大信贷支持力度、有效解决中小企业及特色农业“融资难”并充分发挥财政资金的杠杆作用,人民银行张家口市中心支行积极推动当地政府探索建立了中小企业和特色农业贷款风险补偿机制,通过“政府主导、财政扶持、银行放贷、部门配合、制定办法、落实基金、筛选对象、补偿奖励、试点先行、逐步推开”的举措,取得了一定成效并积累了经验,同时针对存在问题提出了进一步加以完善的建议。
In order to encourage financial institutions to step up credit support and effectively solve the problem of “financing difficulties” for SMEs and characteristic agriculture and give full play to their leverage, the central bank of Zhangjiakou, the People’s Bank of China, has actively promoted the local government to explore the establishment of small and medium-sized enterprises and characteristic agriculture The loan risk compensation mechanism has achieved some success and accumulated through “government-led, financial support, bank lending, departmental cooperation, formulating measures, implementing funds, screening targets, compensating rewards, piloting first and gradually opening up” Experience, at the same time for the existence of the issue put forward to further improve the proposal.