随着企业离退休人员养老金社会化发放进程的加快,全国范围内冒领养老金现象日益突出。1998年全国查处冒领养老金人员5545人,到2001年查处的冒领人员上升到15500人。据一项调查显示,目前冒领基本养老金人数占领取者总数的千分之一左右,全国冒领者近6万人,一年内将有近5亿元的养老保险基金因此而流失。如何防范养老金的虚报冒领,已成为养老金社会化发放工作中亟待解决的问题。 With the acceleration of the socialization of retirees’ pensions, the phenomenon of taking over the pensions throughout the country has become increasingly prominent. In 1998, 5545 people were prosecuted for taking pensioners in the country and 15,500 people were prosecuted in 2001. According to a survey, at present, the number of people who take basic overpayments accounts for one-thousandth of the total number of applicants, nearly 60,000 of them are blamed and nearly 500 million yuan of endowment insurance funds will be lost in a year. How to guard against the false reporting of pension has become a problem to be solved in the socialization of pension.